FRS Premium Plan


$129 /Month

$300 initial fee,
split into two installments
of $150 each
sign up

The initial fee of $300 is split into two payments as follows. $150 is charged once you have enrolled and we have provided you with a credit consultation. $150 is charged approximately 4 days later, once we have mailed the first round of investigation letters.  The monthly fee of $129 begins 30 days after enrollment and is charged for a maximum of 6 months. Since the monthly fee is billed in arrears for work already performed, we require 30 days notice in the event you wish to cancel prior to the completion of 6 months.

  • Bureau Investigations
    FRS Credit investigates the information reported to your credit reports for accuracy, verifiability and timeliness.
  • Personal Information
    FRS Credit investigates your credit reports to correct any false or incorrect personal information (i.e. name, date of birth, address, social security number).
  • Inqiuries
    FRS Credit verifies that all hard inquires reported by the credit bureaus are accurate.
  • Dedicated Credit Consultant
    FRS Credit provides you with a personal credit consultant who works with you through every step of our process.
  • Credit Education
    FRS Credit provides you with credit education to assist you in maximizing your credit scores during our process and long after you graduate from our program.
  • Credit Rebuilding Assistance
    FRS Credit will advise you in the best methods of building positive new credit (when necessary) to best fit your individual needs and goals.
  • Creditor Investigations
    FRS Credit investigates directly with your creditors, collection companies, and other furnishers of information to validate and verify its accuracy and authenticity.
  • Advanced Tactics
    FRS Credit employs industry-leading tactics that have a proven history of positive results.
  • FDCPA/FCRA Violations
    FRS Credit consults with an outside law firm who specializes in consumer protection laws such as the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA). We work with them to identify potential areas where your rights may have been violated.